Think about it…

Most people put more thought into purchasing a couch than how they will finance their home,
yet it’s your mortgage payment that consumes the biggest part of every paycheck.
How you structure your mortgage determines how much money you have left for other things
after your house payment.  
Why are there so many different rates and how should I choose one?

With so many interest rates on so many different kinds of loans out there, it is hard to know
which is right for you. You shouldn’t take a rate just because it’s low. In fact, a lower rate on
the wrong loan can cost you thousands of dollars. That’s why we discuss your financial goals
with you and help you access the best rate on the right loan to help you achieve financial
freedom.
What is an Escrow Account?

Lenders put a portion of your monthly mortgage payment into an escrow account – a holding
bin of funds to cover hazard and fire insurance and property taxes. When these payments are
due, the lender pays them from the escrow account on your behalf. Escrow accounts are
required for loans that cover 80.01% or more of the value of the property.
MORTGAGE INFORMATION
Bisarek
Insurance
Agency
Omaha
402-505-3414
Lincoln
402-730-8243
Insuring the present to protect the future
This page brought to you by
Alana Hallaert  Of  First Mortgage Co.
Different types of Mortgages

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