| Copyright 2005 Bisarek Insurance Agency, All rights reserved |
| Bisarek Insurance Agency |
| Omaha 402-505-3414 Lincoln 402-730-8243 |
Landlord Policies
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
Bisarek
Insurance Agency
Insurance Agency
Insuring the present to protect the future
It is important that you know what type of policy your home insurance is. What your
coverages are and what they mean. We can explain most of this in a short amount of
time. Most people find out what coverages they have and what deducible they have
only after a loss or claim. Let us help or do a free no obligation review of your current
coverage or if you are new Landlords we would be happy to discuss what you need
as a Landlord for proper protection.
Advantages of a Landlord protector policy
Omaha 402-505-3414
Lincoln 402-730-8243
Real Property
Your house and any separate structures used principally as a private rental
residence are covered for almost any type of damage. The exceptions, such as wear
and tear, earth movement, flood (unless you have a flood policy), and nuclear
hazard, are listed in your coverage. If your house is rented to others, all attached
structures and wall-to-wall carpeting is covered up to the limit you select.
Separate structures on your rental property, such as a detached garage or tool
shed, are covered. Separate structures used for manufacturing, commercial or
farming purposes are not covered by this policy.
Business Liability
You are covered for damages resulting from bodily injury, personal injury
or property damage arising out of the ownership, maintenance or use of rental
dwelling.
Loss of rents:
If you experience a loss of rents due to your property being unlivable
as a result of a covered disaster, you will be reimbursed for those
losses. We pay for the shortest time needed to make the rental livable -
up to 12 months in the average amount of rents you would receive in a 12
month period.
Personal Property
Your policy covers your on-premises personal property, subject to the
policy provisions.
Typically, your personal property is covered for damages resulting from
the following:
Sudden and accidental discharge of water or steam from plumbing
system or appliances
Building collapses
Call us today and ask about any questions you might have about a
Landlord policy:
Personal Umbrella Coverage
Flood Insurance
coverages are and what they mean. We can explain most of this in a short amount of
time. Most people find out what coverages they have and what deducible they have
only after a loss or claim. Let us help or do a free no obligation review of your current
coverage or if you are new Landlords we would be happy to discuss what you need
as a Landlord for proper protection.
Advantages of a Landlord protector policy
- Replacement policy
- 25% Extended policy also available
- Flexible deductibles
- Same day binders
Omaha 402-505-3414
Lincoln 402-730-8243
Real Property
Your house and any separate structures used principally as a private rental
residence are covered for almost any type of damage. The exceptions, such as wear
and tear, earth movement, flood (unless you have a flood policy), and nuclear
hazard, are listed in your coverage. If your house is rented to others, all attached
structures and wall-to-wall carpeting is covered up to the limit you select.
Separate structures on your rental property, such as a detached garage or tool
shed, are covered. Separate structures used for manufacturing, commercial or
farming purposes are not covered by this policy.
Business Liability
You are covered for damages resulting from bodily injury, personal injury
or property damage arising out of the ownership, maintenance or use of rental
dwelling.
Loss of rents:
If you experience a loss of rents due to your property being unlivable
as a result of a covered disaster, you will be reimbursed for those
losses. We pay for the shortest time needed to make the rental livable -
up to 12 months in the average amount of rents you would receive in a 12
month period.
Personal Property
Your policy covers your on-premises personal property, subject to the
policy provisions.
Typically, your personal property is covered for damages resulting from
the following:
- Fire of lightning
- Windstorm or hail
- Explosions
- Riots or civil commotion
- Falling objects
- Aircraft and vehicles
- Sudden or accidental smoke damage
- Vandalism or malicious mischief
- Theft
Sudden and accidental discharge of water or steam from plumbing
system or appliances
Building collapses
Call us today and ask about any questions you might have about a
Landlord policy:
Personal Umbrella Coverage
Flood Insurance