| Copyright 2005 Bisarek Insurance Agency, All rights reserved |
| Bisarek Insurance Agency |
| Omaha 402-505-3414 Lincoln 402-730-8243 |
Homeowners Insurance
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With our 125% Full Replacement cost policy you receive an additional 25% on top of
the stated dwelling coverage at no extra cost. Personal property is also at
replacement cost. It is important that you know what type of policy your home
insurance is. What your coverages are and what they mean. We can explain most of
this in a short amount of time. Most people find out what coverages
they have and what deducible they have only after a loss or claim.
Let us help or do a free no obligation review of your current
coverage.
Advantages of a Farmers Protector Plus Package
Personal Property
Your policy covers your on-premises personal property, subject to the
policy provisions. Your personal property is protected anywhere in the
world - if your clothes are stolen while on vacation, you're covered.
Typically, your personal property is covered for damages resulting from
the following:
Sudden and accidental discharge of water or steam from plumbing
system or appliances
Building collapses
Personal Liability
Your coverage pays for bodily injuries to other people or damage to their
property if you are liable, when the damage is caused by the following:
Use of your premise, including swimming pools
The acts of your pets
Unintentional acts by you or a qualified family member
Also, this coverage pays medical payments for other people injured on
your property, regardless of liability, up to certain limits stated on your
policy.
Optional Coverage
These coverages are not part of your homeowners policy. They can be
added to provide coverage
above what your homeowners policy typically provides.
Personal Aritcle Floater
Personal Umbrella Coverage
Flood Insurance
the stated dwelling coverage at no extra cost. Personal property is also at
replacement cost. It is important that you know what type of policy your home
insurance is. What your coverages are and what they mean. We can explain most of
this in a short amount of time. Most people find out what coverages
they have and what deducible they have only after a loss or claim.
Let us help or do a free no obligation review of your current
coverage.
Advantages of a Farmers Protector Plus Package
- 125% Full replacement cost policy
- No % deductible for wind and hail(roof), you pick your
- Shake shingles, no problem
- Same day binders
- 20% discount with autos also, an additional 5% with a Farmers
Personal Property
Your policy covers your on-premises personal property, subject to the
policy provisions. Your personal property is protected anywhere in the
world - if your clothes are stolen while on vacation, you're covered.
Typically, your personal property is covered for damages resulting from
the following:
- Fire of lightning
- Windstorm or hail
- Explosions
- Riots or civil commotion
- Falling objects
- Aircraft and vehicles
- Sudden or accidental smoke damage
- Vandalism or malicious mischief
- Theft
Sudden and accidental discharge of water or steam from plumbing
system or appliances
Building collapses
Personal Liability
Your coverage pays for bodily injuries to other people or damage to their
property if you are liable, when the damage is caused by the following:
Use of your premise, including swimming pools
The acts of your pets
Unintentional acts by you or a qualified family member
Also, this coverage pays medical payments for other people injured on
your property, regardless of liability, up to certain limits stated on your
policy.
Optional Coverage
These coverages are not part of your homeowners policy. They can be
added to provide coverage
above what your homeowners policy typically provides.
Personal Aritcle Floater
Personal Umbrella Coverage
Flood Insurance
